The Role of E&S Carriers in Insuring Psychiatrists and Allied Healthcare Practitioners

E&S Carriers Insure Psychiatrists

E&S carriers play a critical role in insuring higher-risk healthcare groups and physicians who don’t fit well with admitted carriers. They also provide malpractice insurance for allied healthcare practitioners, such as psychiatrists.

Dr. Smith bought his first claims-made policy effective 7/1/2005 with MedPro. He later changed to The Doctors Company and then to ProAssurance before moving to NORCAL.


The most common way that doctors gather information about a patient’s internal health is by conducting a blood test. This process is known as phlebotomy and it involves drawing blood from a vein. The sample then goes to a lab where it can be tested for various conditions. This can help a physician determine the best course of treatment for a patient.

To perform a phlebotomy, a medical professional will usually use an evacuated tube system (such as the Vacutainer; BD, Franklin Lakes, NJ) or a syringe and a needle or winged butterfly needle device. The phlebotomist will generally ask the patient to make a fist with their non-dominant hand. The phlebotomist may then tie a band called a tourniquet around the arm to engorge the vein and make it easier to locate.

Getting a job in phlebotomy requires a high school diploma and special training. The program can last anywhere from two months to a year and is often offered at vocational schools and community colleges. Those looking to enter this field should also consider accreditation as it helps ensure that the education meets set standards and that the student is prepared for the workforce. Recommendation letters and previous work experience can also boost an applicant’s chances of getting into a Phlebotomy program.

Medical Office Specialist

Medical office specialists work in all types of health care practices. These professionals are a crucial part of the administration team and often serve as the first point of contact for patients and their loved ones. Their duties include scheduling appointments, answering phones and greeting visitors. They also perform a range of administrative tasks such as recording patient information, managing electronic health records and submitting insurance claims.

Medical billing is an intricate process. Keeping track of insurance companies’ payment schedules and discounts is essential to ensure accurate and timely reimbursements. Medical office specialists also help their colleagues by coordinating with front desk personnel to ensure all medical records are current.

A medical office specialist should have strong organizational skills, an outgoing personality and a willingness to assist others. It is important to have a high level of professionalism when interacting with patients, as medical office specialists serve as the face of the healthcare company.

UEI College’s Medical Office Specialist program trains students to become vital members of the administrative healthcare team from day one. Our professional instructors will give you the tools you need to succeed in this role. Enroll today! We’ll have you working on the job in as little as 10 months.

Medical Coding & Billing

Medical billers and coders are the backbone of the healthcare revenue cycle. They’re critical liaisons between physicians’ offices, patients and insurance companies. These professionals help ensure that reimbursements are accurately documented and efficiently collected (Cantor & Lapin, 2019).

Medical coding involves interpreting clinical documentation into codes that computer systems can understand. Coders translate the notes into diagnosis codes, medical procedure codes and charge – professional and facility codes – that are then used to generate a reimbursement claim for the services provided at a clinic, hospital or other healthcare facilities. This is a time-sensitive task, since the reimbursements are tied to cash flow and ultimately help the organization stay solvent.

A medical coder’s job starts with reviewing the documentation for each patient encounter and translating those notes into the universal codes. That means that a medical coder needs to have solid knowledge of anatomy, pharmacology and disease processes as well as a keen understanding of Current Procedural Terminology (CPT) guidelines / standards. Once the coding work is complete, medical billing professionals apply the codes to submit the claim for payment. That’s when they need to be detail-oriented and able to spot any potential errors quickly, so reimbursement happens as fast as possible. In some cases, they may also need to communicate with insurance companies or other payers to resolve issues around claims.

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